E-Commerce Insurance
E-Commerce Insurance
The digital storefront may be virtual, but the risks are very real. Angelic Insurance’s E-Commerce Insurance provides tailored protection for online retailers, wholesalers, and drop shippers selling through platforms like Shopify, Amazon, Etsy, eBay, WooCommerce, and beyond.
From product liability to cyber threats and stock in transit, our policies are designed to cover every part of your digital supply chain. We help ensure that a data breach, product recall, or damaged shipment doesn’t ruin your revenue—or your reputation.
Whether you're a side-hustler scaling up or an established multi-channel retailer, Angelic Insurance makes it easy to secure the right cover at the right price.
How It Works
Here’s how Angelic Insurance secures your online business:
eCommerce Risk Assessment
We assess your product type, sales volume, fulfilment methods, and platforms used.
Custom Policy Design
Coverage is matched to your actual exposure—no overpaying for irrelevant risks.
Platform Compliance
Need proof of liability cover for Amazon or eBay? We provide instant Certificates of Currency.
Fast, Fair Claims Support
If something goes wrong—cyber breach, lost shipment, product complaint—Angelic helps you resolve it fast and stay live.
Dropshipper Faces Delayed Orders from Overseas Supplier
A fashion e-tailer using AliExpress dropshipping faced mass delays during Chinese New Year. Angelic Insurance: Covered $48,000 in customer refund liability Paid for temporary inventory stocking from domestic supplier Helped re-establish shipping timelines 📝 Result: Fulfilment rate restored, brand reputation saved.
Why You Need It?
If you’re selling online, you’re exposed to a combination of physical and digital risks. Just a few examples:
A product causes injury or property damage
Your website is hacked and customer data is exposed
A customer claims your product didn’t match the listing
Your shipment is delayed, damaged, or goes missing
You’re held liable under platform terms you didn’t realise you agreed to Angelic Insurance ensures that one bad review, one lost parcel, or one unexpected claim doesn’t become a financial disaster.
How Angelic Insurance Can Help?
As an online-first business, your risks are unique—and Angelic Insurance gets it.
Here’s how we help you stay protected and profitable:
Cover for Shopify, WooCommerce, Amazon, Etsy, eBay, Squarespace and more
Cyber liability built-in, including data breaches and ransomware
Protection for dropshippers and private label sellers
Transit and shipping cover, even across borders
Product liability protection, even if you import
Business continuity support if your platform, supplier, or payment system fails With Angelic Insurance, you get a risk strategy as modern as your business model
Challenges Businesses Face Without E-Commerce Insurance
Marketplace Compliance: Meet liability insurance requirements from Amazon, eBay, and other platforms.
Cyber Threats: Ransomware, phishing, or payment fraud incidents.
Damaged Deliveries: Goods lost or damaged en route to customers.
Product Lawsuits: Claims from faulty or injurious products, even years after sale.
Stock Losses: Theft, water damage, or fire at warehouses, garages, or storage facilities.
Reputational Risks: Optional cover for negative PR following a recall or breach.
Case Studies: How E-Commerce Insurance Helped Real Businesses
Private-Label Beauty Brand Faces Customer Reaction
An Australian skincare brand selling through Shopify faced a claim from a US customer alleging a severe reaction to a new serum. Angelic Insurance Provided $65,000 in legal defence and settlement Protected the brand’s reputation via a structured response Paid claim under product liability despite cross-border issue 📝 Result: No business disruption, customer trust retained.
Frequently Asked Questions
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