Fleet and Truck Insurance
Fleet and Truck Insurance
When your business relies on vehicles, downtime equals lost revenue. That’s why Angelic Insurance’s Fleet and Truck Insurance delivers smart, scalable cover for businesses operating two to hundreds of vehicles—whether you’re in trade, transport, construction, or logistics.
From utes and light commercial vans to prime movers, trailers, and heavy-duty trucks, our policies are tailored to the size, use, and risks of your operation. We work with Australia’s top fleet underwriters and claims handlers to ensure that you’re back on the road fast—with the right protection in place.
How It Works
Here’s how Angelic Insurance streamlines fleet protection for your business:
Assessment of your vehicle assets and operations
We evaluate your fleet size, use type, driver profile, routes, and claims history.
Tailored cover design
We structure policies by vehicle type—trucks, trailers, utes, vans, or cars—and your risk exposure.
Premium structure options
Choose annual, monthly, or usage-based billing to align with cash flow.
Claims support and driver liaison
Angelic Insurance manages incidents with assessors, mechanics, and authorities to keep downtime low.
Ongoing reviews
Adjust policies as you add, replace, or remove vehicles—Angelic makes it easy with online fleet portals.
Why You Need It?
When your business depends on vehicles, every accident, breakdown, or delay has a ripple effect on clients, revenue, and scheduling. Fleet and Truck Insurance safeguards your assets and your operations so you can focus on delivering safely and on time.
Vehicle Damage Cover
Protects against accidents, rollovers, vandalism, fire, or flood
Third-Party Liability
Covers damage or injury your vehicle causes to other people or property
Downtime Protection
Add-ons like hire vehicle cover help keep your business moving
Driver Flexibility
Cover options for any authorised driver reduce admin when teams change
Streamlined Policy Management
Consolidate vehicles under one flexible policy with centralised renewals
How Angelic Insurance Can Help?
Transport and fleet operations face unique insurance challenges—from evolving routes to vehicle turnover. Angelic Insurance simplifies this complexity with customised support and responsive service.
National Reach with Local Service
We serve fleet operators Australia-wide across metro, regional, and rural areas
Heavy Vehicle Expertise
We understand the compliance needs of transport, construction, and agri-logistics businesses
Tailored Policy Structures
Choose from full comprehensive, third-party fire and theft, or specified risk options
Claims Guidance
We work with insurers to ensure fast turnaround for accident repairs and claim resolutions
Fleet Growth Support
Add, remove, or update vehicles and drivers without stress as your business evolves
General Advice That Works
We keep your risk exposure manageable and policies compliant with registration and contract requirements
Challenges Businesses Face Without Fleet and Truck Insurance
Without comprehensive cover, your business faces serious financial and operational risks from even minor incidents.
High Repair or Replacement Costs
A single accident can cost tens of thousands in repairs or loss
Uninsured Liability
Third-party injury or property damage can lead to lawsuits and compensation claims
Loss of Income
Vehicle downtime can halt deliveries, delay services, and affect client satisfaction
Driver Accountability Issues
Unclear policy terms can complicate fault assessments and excess liabilities
Compliance Failures
Certain freight contracts and leases require valid insurance proof before commencement
Case Studies: How Fleet and Truck Insurance Helped Real Businesses
Transport Fleet Theft & Replacement
A logistics company in NSW had two refrigerated trucks stolen overnight. Angelic Insurance covered: $180,000 for full vehicle replacement $12,000 in rental vehicles during delay Fast-track claims with no interruption to delivery contracts 📝 Result: Business met customer commitments and retained clients.
Tradie Van Accident with Tools Inside
A plumbing van was involved in an accident, damaging both the vehicle and tools worth $10,000. Angelic Insurance provided: Comprehensive vehicle repair cover Contents cover for tools and equipment Downtime protection and temporary hire van 📝 Result: No project delays, no client complaints, no financial loss.
Frequently Asked Questions
Angelic Insights
