Kidnap and Ransom Insurance
Kidnap and Ransom Insurance
In today’s geopolitical climate, the threat of abduction, extortion, or unlawful detention is real—and growing. Whether you’re operating overseas, managing executive travel, or running a high-profile brand, Angelic Insurance’s Kidnap and Ransom (K&R) Insurance provides discreet, elite-level protection for individuals and organisations facing personal security threats.
This cover goes far beyond ransom reimbursement. It includes expert crisis management, negotiation support, secure extraction, and legal advice to protect your people and your business continuity during high-pressure, life-threatening scenarios.
How It Works
Here’s how Angelic Insurance delivers critical security protection:
Risk Consultation & Underwriting
We assess your global footprint, travel patterns, industry risk (media, mining, finance), and political exposure.
Policy Activation
Cover applies 24/7 for named individuals, families, or groups—anywhere in the world.
Crisis Support Team Deployment
If an incident occurs, Angelic activates an elite crisis response partner to assist immediately.
Resolution and Recovery
The policy covers ransom, negotiation costs, legal defence, psychological support, and post-incident relocation.
Why You Need It?
Kidnap and ransom incidents don’t only happen in conflict zones. Today’s global risks include:
Employee travel to Latin America, Southeast Asia, Africa, or Eastern Europe
NGO operations in disaster or conflict areasNGO operations in disaster or conflict areas
High-profile executives or families targeted locally or abroad
Cyber extortion or data-theft ransom threats
Journalists covering sensitive topics in authoritarian regions Angelic Insurance ensures that your organisation can act fast, professionally, and effectively—without financial hesitation or public panic.
How Angelic Insurance Can Help?
Angelic Insurance delivers strategic security coverage tailored to your operational reality:
Coverage for executives, staff, expats, journalists, and high-net-worth families
Available globally—with or without travel history to high-risk regions
Access to elite crisis management firms (former military, intelligence, and negotiators)
No public disclosure—fully confidential underwriting and claims process
Optional cyber extortion and stalking coverage
Integration with corporate travel, security, and legal teams From the boardroom to the borderlands, Angelic Insurance protects your people wherever business takes
Challenges Businesses Face Without Kidnap and Ransom Insurance
Abduction for Ransom: Coverage and expert support to respond and resolve safely.
Extortion Threats: Financial protection and security management for threats to life, family, or business.
Illegal Detention: Crisis support and legal advice for unlawful imprisonment abroad.
Reputation Management: Coordinated media and communication control during an incident.
Business Disruption: Coverage for operational downtime or revenue loss caused by a security incident.
Case Studies: How Kidnap and Ransom Insurance Helped Real Businesses
Executive Kidnapping in West Africa
A senior mining executive was kidnapped while inspecting a site in Mali. The company had no in-house security team. Angelic Insurance: Engaged an elite negotiation and recovery team within hours Paid $250,000 in ransom safely and discreetly Provided post-incident medical and psychological support Repatriated the executive and reviewed future protocols 📝 Result: Executive returned safely, no public exposure, operations resumed with improved safeguards.
Cyber Extortion of Private Client
A high-net-worth individual’s cloud account was hacked, with threats to release sensitive personal photos unless a ransom was paid. Angelic Insurance: Funded digital forensics and breach containment Paid $15,000 in encrypted cryptocurrency under legal guidance Covered legal advisory and personal security installation 📝 Result: Crisis resolved, privacy preserved, no public exposure or financial loss.
Frequently Asked Questions
Angelic Insights
