Healthcare
Healthcare
Healthcare providers operate in high-stakes environments where the safety of patients, staff, and sensitive data is critical. Whether you're running a medical clinic, allied health practice, pathology lab, or in-home care service, your business faces a unique mix of liability, regulatory, and operational risks.
At Angelic Insurance, we provide general advice to help healthcare businesses explore cover options such as professional indemnity, public liability, management liability, property insurance, and cyber liability. We work with trusted Australian insurers to help compare policies aligned to your services, licencing needs, and patient care responsibilities.
From solo practitioners to multi-site clinics, we help ensure that your practice stays protected, compliant, and focused on delivering quality healthcare outcomes.
Why Choose Angelic Insurance?
Healthcare professionals need reliable support from an insurance partner who understands the industry’s complexity. Here’s how we help:
Cover Options for a Range of Providers
We assist GPs, specialists, physiotherapists, psychologists, dentists, and diagnostic providers in reviewing cover that suits their practice setup and patient volume.
Professional Indemnity for Clinical Risk
We help you explore options that protect against claims arising from treatment errors, missed diagnoses, or perceived breaches of duty of care.
Cyber and Privacy Risk Protection
With digital health records and telehealth becoming standard, we help you consider cyber liability cover to address data breaches and privacy exposures.
Public and Management Liability Awareness
We guide you in reviewing cover for patient or visitor injury claims, as well as legal exposures tied to governance, HR, or compliance issues.
National Support for Healthcare Businesses
From rural clinics to urban medical centres, we support healthcare providers across Australia with tailored advice and fast documentation when needed.
Industry Challenges
The healthcare sector carries some of the highest legal and reputational risks of any industry. Without the right cover, providers may face:
Clinical or Treatment Error Claims
Even with the best care, patients may lodge claims alleging misdiagnosis, delayed treatment, or negligence. Professional indemnity cover can help respond to these risks
Data Breaches and System Outages
Patient health records are prime targets for cybercrime. Without cyber insurance, a breach can result in fines, legal costs, and loss of trust.
Injury on Premises
A patient or visitor slipping in your waiting room or being injured on-site can result in costly legal claims. Public liability insurance helps cover these incidents.
Compliance and AHPRA Requirements
Many health professionals are required by their registration board to hold specific levels of professional indemnity insurance. Lack of valid cover can impact your licence.
Business Interruption
Fires, equipment failures, or IT system outages can halt appointments and procedures. Business interruption cover helps keep your practice financially secure during downtime.
Frequently Asked Questions
Coverage includes clinics, hospitals, and medical practitioners.
Yes, Medical Liability Insurance is included.
Yes, Machinery Breakdown Insurance applies.
Yes, Cyber Insurance is available.
Yes, through Workers' Compensation Insurance.
Yes, buildings, labs, and contents are insured.
Yes, vehicle insurance is available.
Angelic Insights
