Technology
Technology
Technology businesses operate in a constantly evolving landscape where innovation, data security, and service reliability are essential. Whether you're a SaaS provider, app developer, IT consultant, or managed service provider, you're exposed to risks such as cyberattacks, service outages, intellectual property disputes, and professional liability.
At Angelic Insurance, we provide general advice to help technology companies explore insurance options such as professional indemnity, cyber liability, public liability, management liability, and equipment cover. We compare policies from leading Australian insurers to help ensure your cover aligns with your business model, tech stack, and contractual obligations.
From early-stage startups to established tech firms, we help ensure your business has the insurance support it needs to scale securely and responsibly.
Why Choose Angelic Insurance?
Tech businesses need agile protection for digital-first operations, client service delivery, and complex commercial relationships. Here’s how Angelic Insurance supports the industry:
Cover for Startups, Developers, and Service Providers
We assist software companies, web developers, IT consultants, AI firms, and tech platform operators in reviewing tailored policy options.
Professional Indemnity for Tech-Focused Risk
If a service disruption, coding error, or platform failure leads to client loss, professional indemnity insurance helps cover claims and legal costs.
Cyber Liability Awareness
We help you explore cover that protects against hacking, ransomware, data loss, and privacy breaches essential for companies managing sensitive information.
Equipment and Cloud Infrastructure Cover
From local servers and laptops to cloud-based services, we help compare options for insuring your key operational tools and assets.
Support with Contractual Requirements
Tech vendors often need to show proof of insurance for enterprise clients or partnerships. We deliver fast documentation for tenders and compliance.
Industry Challenges
In a fast-moving digital world, technology businesses face growing threats that can jeopardise growth, operations, and reputation. Without appropriate cover, you may face:
Data Breaches and Cyber Incidents
A breach involving client or user data can result in downtime, penalties, and reputational harm. Cyber insurance helps fund recovery and regulatory compliance.
Contractual Disputes or Service Failures
Clients may sue if your software or tech service fails to perform as promised. Professional indemnity cover helps with legal costs and compensation.
Intellectual Property Claims
Technology companies often face IP disputes over software, branding, or patents. Insurance may help with defence and settlement costs.
Business Interruption from Tech Failures
Hardware failure, DDoS attacks, or third-party outages can disrupt operations. Business interruption insurance helps maintain income during downtime.
Team and Leadership Liability
Board decisions, employment disputes, or shareholder issues can threaten company stability. Management liability insurance provides an extra layer of protection.
Frequently Asked Questions
Coverage includes equipment, cyber risks, and liability.
Yes, Cyber Insurance is available.
Yes, Cyber Risk Insurance applies.
Yes, Property Insurance includes equipment coverage.
Yes, through Workers' Compensation Insurance.
Yes, for technology-related disruptions.
Yes, tailored IP protection is provided.
Angelic Insights
